Goodness gracious, that stinks. I can't judge you too much. I spent $200 on a rare figure out of despseration. In a few months the price dropped to like $120. The one I recieved was basically in perfect condition with zero flaws, so I was fine with it in the end.
Anyways I'd just be more careful with your purchasing next time. Only spend that if you really, really want the figure and give it like 24 hours before you decide. If you still feel the same after 24 hours then I'd say go for it (again if you can afford it and want it the same).