The goal post is Pay to Win, so why try changing the argument to "You're just an entitled poorfag".
For that matter you can spend more than 100$, $99.99 is just the cost of buying the largest gem bundle once, you can and will have to spend more than that to max out everything with cash.
And to top that the bonuses go beyond just 2%, and stack. Even before reaching peak bonuses you can start one shotting players from the start of the match.
Now take your reddit spacing Winnie the Pooh worshipping CCP ass and go back you Tencent shill.